Today’s first speaker was Lori Bush-Engel, a Managing Partner with Modern Woodmen Fraternal Financial in Denver, Colorado. Offering a variety of products:            Life Insurance                        Term Life                        Whole Life                        Return of Premium Rider            Investment Products*            Banking           *securities offered through MWA Financial Services, Inc. A wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100FINRA, SIPC

If you are looking for a change in your retirement planning or life insurance have Lori Bush-Engel take a free look over your current plan!

Lori Bush-Engel * Modern Woodmen Fraternal Financial * 303-880-4084 * Lori.Bush-Engel@mwarep.org * www.modern-woodmen.org 

The second speaker of the day was Denise Wing with Academy National Mortgage and Advance Arrangements in Lakewood, Colorado. Denise took the first part of her time to give the new members a little bit about her background. Denise grew up in Rapid City, SD and has been working since she was 16 years old. She eloped with her high school sweetheart right out of high school started her family in South Dakota. Starting out in grocery and department stores, she landed a job with Sears in the credit department at 18 years old back when there were no computers and credit worthiness was determined by phone calls and lots of time. She eventually went to work for the Credit Bureau in South Dakota where they would take up to 120 days to get approval on loans. In 1980 Denise and her family moved to Denver and worked with First Bank for five years and then moved to City Mortgage before starting up Academy National Mortgage in 1994. She started the business with a partner, whom Denise later found out didn’t quite have the mindset for owning a business. Her partner felt that by owning her own business meant that she didn’t need to work as many hours as she had in her previous position, so after one year Denise bought her out. She has managed to keep Academy National Mortgage running successfully and provide her clients excellent service to this day. While building their lives here in Colorado they have also bought, remodeled or built 5 homes in Colorado each time doing much of the work themselves. This has evolved into doing fix and flips now where the whole family gets involved with the process and the flips now are on higher end homes. And as if Denise didn’t have enough going on about 2 years she went through a death in the family and found that even though the family member said everything was ready to process, in the end the documents and final papers were hard to locate and understand. So with one of her daughters she started Advance Arrangements, LLC – a virtual file cabinet in the cloud. You can store all of your documents safely in a place where it can be retrieved just by logging onto a computer from anywhere. Not just in the event of your death but also in case of a fire, flood or earthquake. Denise knows that during a time of trauma it can be made worse by the inability to locate documents can make the event worse or harder to get back to a place of stability. With the easy access to your documents on the cloud, provided by Advance Arrangements, LLC – you can get your life back in order quickly. If you are looking for a mortgage lender who has the experience to get you the loan you need or you are interested in getting all of your important documents organized and easy to access, give Denise Wing with Academy National Mortgage and Advance Arrangements, LLC a call, she will be happy to help you out!

Denise Wing * Academy National Mortgage * 303-987-0622 * dwing@academynational.net * www.academynational.net